Lighthouse Home Loans
Purchase or Refinance

  Home    Loan Center    Products    About Us    FAQ    Resources  
WHY IS A MORTGAGE LOAN THE BEST OPTION FOR YOU?
Becoming a homeowner is what many people want but do not think it is possible because of their financial situation. Obtaining a mortgage opens up a path to the life you have dreamt about.

You can become a homeowner as soon as you are ready to take that next step and we will guide you through the loan process with as much simplicity as possible.

WE ARE EXCITED TO HELP YOU GET INTO YOUR FIRST HOME!
1. We collect nonpublic personal information about you from the following sources:

- Information we receive from you on applications or other forms;

- Information about your transactions with us, our affiliates, or others; and

- Information we receive from a consumer reporting agency.

2. We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.

3. We may share all the information that we collect, as described above, with our affiliates. By sharing this information, we can better serve your financial needs. If you do not wish for us to share this information with our affiliates you may contact us.

4. We may disclose the following information to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements:

- Information we receive from you on applications or other forms, such as your name, address, social security number, assets, and income;

- Information about your transactions with us, our affiliates, or others, such as your account balance, payment history, and parties to transactions;

- Information we receive from a consumer reporting agency, such as your creditworthiness and credit history.

5. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations in order to guard your nonpublic personal information.